Uh, Android is the alternative to Apple’s iOS. Android is much more customizable.

No, I think you are confusing the two kinds of trusts: a revocable trust means you still own the money or property, an irrevocable trust means you don’t own it anymore. Either you “give it away” in an irrevocable trust (which can’t be “dissolved”), or you don’t give it away (in a revocable trust).

You are describing putting something in a revocable trust, which is not spending it or giving it away. It’s closer to just putting a label on it: “this money is for charity”. You don’t get a tax deduction unless you put the money in a irrevocable charitable trust or the charity actually receives the money (from any source, trust, whatever).

That’s giving the money away. Either you are still controlling the trusts, or you gave the money to the trusts.

They are blocking new ones, not old ones.

Are they new posts or old ones? They are blocking new ones, not old ones.

https://www.theonion.com/no-way-to-prevent-this-says-only-nation-where-this-r-1848971668

I think this is going to look like crap in 10 years. I support building your own, I just think it can be done way better.

You think that high interest rates keep real estate prices high? That’s the opposite of what happens with high interest rates. People can’t afford to pay as much when interest rates are high (like they are now).

I’m judging solely based on your comments. You are using big words incorrectly. You clearly don’t understand what you’re talking about if you think high interest rates keep real estate prices high. Also, your description of Japan’s economic problems are disjointed and confused, not correct.

It’s not a “failed model”. Japan has issues because banks committed fraud and disguised non-performing loans. There are strict rules in the US about when assets must be “marked to market”. Plus the US has a growing population because we let in immigrants, which supports a growing economy. We are not close to having problems like Japan.

There are also many levers the Federal Reserve can pull to keep banks in check. As I said, they can raise and lower the reserve requirement and raise and lower the overnight lending rate. This can prevent banks from going nuts with lending, but obviously can’t prevent all asset bubbles. Sometimes people are just irrational.

Frankly you seem to be using a bunch of big words and implying that they make a point. Using “ex nihilo” instead of “from nowhere” clinched it for me. Also, you spelled “keiretsu” wrong.

Yes, they still have it. It’s just not in cash.

Fractional reserve banking works because most people don’t need all their money as soon as they get paid. Most businesses keep some money in the bank too. Banks have a required percent of deposits that they must keep on hand to allow these withdrawals. And if they run low on cash, they just borrow money for a day from other banks (literally just one day). The US government can adjust the percent of required reserves or the overnight lending rate to keep banks from lending too much money out.

Banks use this money to loan to businesses or people buying houses. It works well because whenever the money is loaned out it is used for a purchase and just redeposited in another bank. A percentage of that money is retained by the bank and the rest is loaned out again. And again and again. This way money is “created” when people buy things in the economy.

They said AI would take you places. They never said they were places you wanted to go.

Plus y’know the unreal amount of money it pays for work that isn’t even that hard once you’ve built the muscles.

Don’t sell yourself short. Pay isn’t about how hard your work is. It’s about how much money the company makes off of you and how quickly they can replace you.

This was obvious during the pandemic when all the “low skill” jobs hiked their wages. It turned out most office jobs were not as important as retail work, so lots of people in retail got raises for the same work.

These investment ideas aren’t new. This information has been available publicly for a long time. It doesn’t give you any benefits above a normal index fund.

Just because an ETF exists doesn’t mean it’s a good investment. ETF sponsors make a percentage based on assets under management. It doesn’t matter if they make money, just that you invest. Kind of like a salesperson working on commission.

I would say the fact that there’s only a few managers using this strategy means it doesn’t work.

Right but you still can’t trade on that. I mean, if you can please do, but you really won’t get actionable info by knowing that someone in Congress holds some shares of UPS.

No you see, these companies want trained workers but don’t want to pay for them (training or already trained workers). Complaining is free but is ultimately a lie.

If they really wanted trained workers they’d pay for training. Same as they did during the industrial revolution, WW2, the post war period, etc. It’s not rocket science.

It’s not though, because you don’t know about the trades ahead of time. If you can use delayed info, the actual stock market is delayed info too. You only know about it after it happens.

Yeah, it’s extremely easy to not be blocked.

I dunno. It was there before. Maybe just total their last 5 comment scores. So it’s easy to just not be a dick all the time and get through the filter.

I wish you could set a personal minimum “karma” and age requirement. Like I don’t want to hear from anyone with an account made in the last week. And no one with karma below zero.

It’s not really a high bar, it mainly blocks people who get banned all the time.