Played it with my SO, reached a certain scene that completely warped the tone of the game (I’m guessing you know which one I mean), and neither of us really have had the urge to play since.
Also, both parents are kinda unlikable as characters imo, lol.
My man I don’t think I give a shit where you think I belong.
show me some billionaires that never took advantage of anyone to get their billions
You can’t prove a negative, screwball. It’s literally impossible to prove “never took advantage of anyone” about anyone, billionaire or not.
Not that you aren’t almost certainly using an overbroad definition of ‘take advantage’, on top of it.
I’m down to change my view.
No, you aren’t. People who are don’t play these kinds of semantic games.
I just don’t see getting to a billion without someone being taken advantage of on the way though.
Which of course is a stupid comparison indicative of economic ignorance, because wealth does not grow linearly for anyone who doesn’t stuff their money under a mattress.
Atheism isn’t a religion, likewise asexuality is not a sexual orientation, but the lack of one, I say.
What you are describing is essentially the roguelike/lite genre, lol. Search up some of that, see if anything looks fun.
That is one horrendous logo, lol
It works in that show because the entire family are losers, and they all get mocked by all the others, regularly.
True equality, lol.
1 in 4 households earning over $100,000 a year live paycheck to paycheck–not because they can’t make ends meet, but because their money management sucks. A high income has very little relationship with responsible borrowing, despite what many would assume.
imposing a higher interest rate on them on top of that is just the final nail in the coffin.
That’s the only way to justify loaning to people like that at all, given how much more often they default (and the lender never gets repaid at all). If lenders were forced to give the same interest rate to everyone, that would cause them not to lend to “A person with a low income with a precarious job” at all.
You’re discounting the people who have always lived within their means and so never took on debt.
No I’m not. Those people are unknown quantities, and so also suffer if credit scores go away, because bad borrowers are worse than first-time borrowers, so without credit scores, first-timers will be treated worse.
And how exactly is guessing your credit worthiness based on those factors a better system than literally keeping track of what happened each previous time money was lent to you, when it comes to making a decision on lending money to you?
This is like arguing it’s a better idea to select NBA players by their height, than by their performance in high school and college basketball games.
Only people who are bad credit risks ever come up with this take, lmao.
The sole function of credit scores is to benefit people who are reliably ‘good for it’ when they borrow money. Without them, everyone is treated as just as high a risk as the worst borrowers who are least likely to pay back their debts, and you gain no benefit from reliably paying back your debts. But with them, your good borrowing is kept track of, and good reputation means lenders trust you more to pay your debts back, so they’re willing to lend more, and they are willing to charge less interest.
Removing credit scores changes nothing for bad borrowers, and hurts good borrowers.
Yeah, this is just people not understanding how credit scores work, part #57294, lol
The fact that a worker who barely makes ends meet pays 10-20 times the taxes Amazon pays is… Fascinating in a dark way.
That is absolutely not a fact, lmao.
It can’t be free.
What you’re actually saying is that “childcare should be communally funded by taxes”.
I’m not on board with that unless it comes with limits on reproduction, especially for those who pay zero taxes.
Stop creating more human lives when you can’t even independently support your own.
Understatement of the century, lol. And social media’s influence has only exacerbated the overall polarization/radicalization, making civil discussion in that area feel like even more of a pipe dream as time goes on.