My advice is not financial but rather about relationships:

• Money and finances are one of the top things couples fight about.
• Psychologists have observed that couples have the same disagreements (or fights) over the long term course of a relationship, and these can be used as touchpoints to assess the couple’s emotional maturity and overall relationship health.
• So, whatever financial arrangement you agree upon, commit to it in a way that actively reinforces the importance of the relationship, fosters open communication, and strengthens your bond with one another.

Reagan is in hell waiting for heaven to trickle down.